EHI Research Payment Systems
Forms of payment in retail
Convenience for customers, speedy handling of payments, risk of bad-debt losses, costs of different forms of payment - deciding between cash, credit card or debit card is not easy for retailers.
In an annual study EHI documents the incidence of different forms of payment in retailing, explains the advantages and drawbacks of each form of payment, and deduces scenarios and concrete recommendations for retailing practice. Technical and organisational innovations are analyzed and evaluated at EHI in close cooperation with the people in the practical business of retailing and the associations of the retail industry.
The services of EHI in detail:
- Annual survey Card-based Payment Systems including analysis of methods electronic cash, ec direct debit, credit card, sales financing by card
- EHI Working Group "Card-based Payment Systems" (since 1983)
- Coordination of central KUNO platform for a more secure ec direct debit method
- Annual EHI congress "Payment and Loyalty by Card"
- Following of current topics: SEPA, EMV migration, credit card discounts
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